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Business Banking

Westbound Business Advantage

Westbound Business Advantage is an interest-bearing Money Market account suitable for all types of businesses.

*See Account Limitations

Account Features:

  • Earns Tiered Interest**  
  • WESTLINE Access
  • Online Banking (no charge) 
  • Mobile Banking (no charge)
  • Text Banking (no charge)
  • Business Debit Card (primary account required; no charge for first card)

Minimum opening deposit: $500.00
Service Charge (monthly) $12.00
Minimum daily balance required to avoid Service Charge: $3,000.00
Minimum daily balance required to earn interest: $3,000.00
Excess Withdrawal Fee: $20.00 each (Six withdrawals or transfers allowed at no charge each monthly statement cycle; $20.00 fee for each additional debit in excess of six.  See Money Market Account Limitations).*

Tiered Interest Rates

  • $  3,000.00 - $  9,999.99
  • $10.000.00 - $24,999.99
  • $25,000.00 - $49,999.99
  • $50,000.00 - $94,999.99
  • $95,000.00 - and over

Click here to see rates.

*Money Market Account Limitations:
You may make six transfers or withdrawals from your account each monthly statement cycle period, to another of your accounts with us or to a third party by means of preauthorized or automatic transfer, or telephonic (including data transmission) agreement, order or instruction or by check, draft, debit card, or similar order made by you and payable to third parties. In accordance with federal law, excess withdrawals on a recurring basis may result in your account to be subject to closure by us and the funds placed in another account that you are eligible to maintain, or we may take away the transfer and draft capabilities of the account. You may make unlimited withdrawals that are payments directly to you or transfers of funds from your account to any of your other deposit accounts or loan accounts with us, either in person at our locations, by mail, messenger, and telephone only if check is mailed to you or ATM withdrawal.

**Method of Computation and Payment of Interest:
We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. On interest-bearing checking accounts, interest will be compounded and credited monthly. Interest begins to accrue no later than the business day you deposit non-cash items (for example, checks). Accrued interest will be paid, if the account is closed before the interest is credited.