Westbound Bank
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Business BankingPersonal Checking

We all have different goals when it comes to our checking account. Some of us want to earn interest and some of us would rather not pay fees. At Westbound Bank we have the right account to help your money work for you.

 

Simple Checking

An account for everyone


Account Features:
  • Unlimited transactions
  • WESTLINE access
  • Online Banking (no charge)
  • Mobile Banking (no charge)
  • Text Banking (no charge)
Debit Card (no charge for first card) 

 Minimum opening deposit is only $50.00

Service Charge: (monthly)  $2.95
 

 


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 Value Checking

A account that earns interest:

  •  Earns Interest**
  • Unlimited transactions 
  • WESTLINE access
  • Online Banking (no charge)
  • Mobile Banking (no charge) 
  • Text Banking (no charge)
Debit Card (no charge for first card)

Minimum opening deposit: $50.00
Service Charge: (monthly) $4.95 (Waive service charge if you maintain an $800.00 minimum daily balance OR have a Direct Deposit)


Click here to see rates

 
 

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Performance Interest Checking

An account for those interested in higher interest:

  •  Earns Tiered Interest**
  • Unlimited tansactions
  • WESTLINE access
  • Online Banking (no charge) 
  • Mobile Banking (no charge) 
  • Text Banking (no charge)
  • Debit Card (no charge for first card)
Minimum opening deposit is only: $50.00
Service Charge: (monthly) $8.00 (Waive Service Charge if you maintain a $1,500.00 minimum daily balance) 


Tiered Interest Rates

  • $0.01 - $1,999.99
  • $2,000.00 and over
Click here to see rates.

**Method of Computation and Payment of Interest:

We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. On interest-bearing checking accounts, interest will be compounded and credited monthly. Interest begins to accrue no later than the business day you deposit non-cash items (for example, checks). Accrued interest will be paid, if the account is closed before the interest is credited.
 

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