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Business Banking

Westbound Business Checking

Successful business banking is all about choosing the right solution for the specific situation. One size simply does not fit all businesses. At Westbound Bank, we understand that the size of your business relates directly to your banking needs.

We offer optimal business checking solutions for the small, medium-sized and large corporate business customer. While each Westbound business checking account provides its own particular benefits, all of our checking options are designed to produce the best returns for your business and your bottom line.

Simple Business Checking

Perfect for most businesses!

Account Features

  • No minimum balance
  • No monthly service charge
  • 1,000 monthly transaction items, no charge*
  • Up to $10,000 currency deposited per month, no charge*

Minimum opening deposit is only $50
Items in excess of 1,000, $0.25 per item
Excess of $10,000 in coin/currency transactions deposited/withdrawal, a $1.50 charge will be assessed per $1,000.

 

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Business Interest Checking

Perfect for qualifying sole proprietorships & not-for-profit organizations.

Account Features:

  • Competitive interest
  • 1,000 monthly transaction items, no charge*
  • Only $1,500 minimum balance to avoid a low monthly service charge of $8.
  • Up to $10,000 currency deposited per month, no charge*

Minimum opening deposit is only $50.
Items in excess of 1,000, $0.25 per item
Excess of $10,000 in coin/currency transactions deposited/withdrawal, a $1.50 charge will be assessed per $1,000.

 

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Commercial Checking

For businesses with more complex banking needs.

Account Features:

  • Earnings credit based on collected funds
  • Only $15 monthly service charge
  • Transaction items are just .15 each*
  • Coin deposits/withdrawals just $1.00 per $100
  • Currency deposits/withdrawals just $1.00 per $1,000

Minimum opening deposit is only $50.

*Transaction items include all debits, credits and deposited items.

 

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Westbound IOLTA

Westbound IOLTA is an interest-bearing business account eligible as an Interest on Lawyer's Trust Account (IOLTA) under the terms of the Texas Access to Justice Foundation.

Account Features:

  • E Statements
  • WESTLINE Access
  • Minimum Daily Balance Required to Earn Interest: $2500

Minimum opening balance is only $50
 

 

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